Ask a question

If my balance goes into my Reserve during the course of the day, but my balance is back within my overdraft limit (or back in credit, where I don’t have an overdraft) by the end of the day, will I be charged?

No. You will not incur a Reserve Usage Fee if your balance does not exceed your overdraft limit (or, where you don't have an overdraft limit, your account is in credit) at the end of the working day.

Find out more about Personal Reserve from Barclays.

How would you rate the usefulness of this answer

Poor Excellent
Powered by Transversal

Use of Barclays’ trademarks by Transversal Corporation Limited is under licence from Barclays Bank PLC. Barclays Bank PLC. Registered in England. Barclays Bank PLC is authorised and regulated by the Financial Services Authority (FSA). Registered No 1026167. Barclays Insurance Services Company Limited is authorised and regulated by the FSA. Registered No 973765. Registered Office for both: 1 Churchill Place, London, E14 5HP. "The Woolwich" and "Woolwich" are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed and regulated by the Office of Fair Trading for the provision of credit products to consumers and related services. Further details can be found at www.lendingstandardsboard.org.uk