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How do I get, or increase, an overdraft?


You may be able to arrange an overdraft or increase an existing one in Online Banking (if you’re registered), over the phone or in branch.

To do this online, log in and select the ‘Manage accounts’ menu. Next choose ‘Account’, then ‘Manage my overdraft’.

If you’re registered for Telephone Banking, you can apply by calling 0345 734 53451.

To arrange for or increase an overdraft in branch, you’ll need to bring your previous 2 months/8 weeks' payslips and a recent statement for the account your income is paid into, if it's not a Barclays account.

Take a look at your overdraft options

You’ll need to be aged 18 or over to apply for a personal overdraft, and hold an eligible Barclays account. Overdrafts aren’t available with a Cash Card Account or savings accounts, and are subject to status.

Important information

1. Outside the UK, call +44 24 7684 2100. Lines are open 24 hours, 7 days a week. Call charges.

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Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. 'The Woolwich' and 'Woolwich' are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.

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