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How do I get, or increase, an overdraft?

If you’d like to get an overdraft or increase an existing overdraft, log in to Online Banking and select the 'Overdraft' link under the ‘Products’ menu on your homepage. Alternatively, you can apply by visiting your nearest branch or calling Telephone Banking on 0345 734 5345* (if you're registered).

Take a look at your overdraft options.

To apply for an overdraft on a Student Additions Account or a Graduate Additions Account, you’ll need to visit your nearest branch, or apply using Telephone Banking on 0345 734 5345* (if you’re registered).

You’ll need to be aged 18 or over to apply for a personal overdraft, and hold an eligible Barclays Bank account. Overdrafts are not available on a Cash Card account or a savings account. Overdrafts are subject to status.

*Outside the UK dial +44 24 7684 2100. 24 hour push-button service or talk to an adviser Monday to Sunday 7am-11pm. To maintain a quality service, we may monitor or record phone calls. Call charges


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Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. 'The Woolwich' and 'Woolwich' are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.

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