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Is my money covered by the Financial Services Compensation Scheme?


If we’re unable to meet some of our liabilities and you make a valid claim, you may be entitled to compensation from the FSCS, depending on the type of business and circumstances of the claim.

Most types of investment business are covered for 100% of the first £50,000 per person per firm. The FSCS does not cover any fall in the market value of investments that have been incurred.

Savings and deposit accounts

All Barclays savings and current accounts are covered by this scheme, so in the event that we were to become unable to meet our obligations to repay money that you have invested with us or interest owed, you may be entitled to compensation.

Compensation levels depend upon circumstances of your claim, with the maximum limit for deposits at £85,000 per person. For joint accounts, each account holder is entitled to claim in respect of their share. So, for a joint account held by 2 people, the maximum amount that could be claimed would be £85,000 each – a total of £170,000.

The £85,000 limit applies to the combined amount in all your accounts with us, including your share of any joint account.

For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, visit the FSCS website website or call 020 7741 4100 or 0800 678 1100.

Barclays Bank PLC may also accept deposits under the following trading names: Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Corporate, Barclays Direct, Barclays UK & Ireland Private Bank, Barclays International Private Banking, Barclays Premier, Barclays Private Bank, Barclays Wealth and Woolwich Mortgages. Deposits accepted from an eligible depositor under these trading names are combined for the purposes of deposit compensation from the FSCS. The FSCS is not applicable to deposits held at branches in the Channel Islands or the Isle of Man or other deposits held outside of the EEA.

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Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. 'The Woolwich' and 'Woolwich' are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.

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