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What do the abbreviations on my statement mean?

Here's a list of what common banking abbreviations relate to:

APR Annual Percentage Rate (relates to credit interest)

BBP bill payment

BGC bank giro credit

CAT a standard applied to ISAs that stands for reasonable Charges, easy Access, fair Terms

CDL Career Development Loan

CHAPS Clearing House Automated Payment System (a means of transferring money)

CRE Credit payment

DDR Direct Debit

DR debit balance (overdrawn)

IBAN International Bank Account Number (you can find this on your statement)

IMO International Money Order

ISA Individual Savings Account

REM remittance: a cheque credited to your account that was not paid in at your account-holding branch or bank

REV reversal: a standing order or Direct Debit has been recalled

STO standing order

UNP unpaid

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